Venmo has revolutionized the world of transactions, particularly small-scale transactions. It’s the easiest way to pay a friend the $7 you don’t have in exact change in your wallet, your roommate the utilities bill at the end of the month, or collect a group payment – and best of all, transactions are immediate and cashing out is possible typically within 24 hours. Venmo seamlessly works across many devices and interfaces, is friendly, secure, simple to use, and allows for wit in the payment description box.